:root {
  --navy: #061d3f;
  --navy-2: #0a315f;
  --orange: #ff6508;
  --amber: #c7892c;
  --gold: #d7a143;
  --ink: #061a3b;
  --muted: #5d6a7f;
  --line: #e4e9f1;
  --soft: #f6f8fb;
  --white: #ffffff;
  --teal: #087c62;
  --shadow: 0 18px 45px rgba(10, 31, 68, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  letter-spacing: 0;
}

body.menu-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.container {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

#home,
#benefits,
#requirements,
#process,
#partners,
#calculator,
#why,
#faq,
#contact,
#lead-form {
  scroll-margin-top: 110px;
}

.trust-bar {
  color: var(--white);
  background: linear-gradient(90deg, #061d3f, #0a315f);
  font-size: 13px;
}

.trust-content {
  min-height: 46px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.trust-content span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  white-space: nowrap;
}

.support-link {
  margin-left: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--white);
  box-shadow: 0 1px 0 rgba(10, 31, 68, 0.08);
}

.nav-shell {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
}

.nav-content {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: max-content;
}

.brand-logo {
  width: 50px;
  height: 50px;
  display: block;
  object-fit: contain;
  flex: 0 0 auto;
}

.brand strong {
  display: block;
  color: var(--navy);
  font-size: 31px;
  font-style: italic;
  line-height: 1;
}

.brand strong span {
  color: var(--orange);
}

.brand small {
  display: block;
  color: var(--navy);
  font-size: 12px;
  font-weight: 500;
  margin-top: 4px;
}

.main-menu {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 24px;
  flex: 1;
}

.nav-links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  align-items: center;
  gap: 22px;
}

.nav-links a,
.nav-dropdown,
.nav-submenu-toggle {
  border: 0;
  background: transparent;
  color: #111b2f;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
}

.nav-dropdown {
  display: inline-flex;
  gap: 6px;
  align-items: center;
}

.nav-submenu-toggle {
  display: inline-flex;
  gap: 6px;
  align-items: center;
}

.has-mega,
.has-submenu {
  position: relative;
}

.has-mega:hover .nav-dropdown,
.has-mega.open .nav-dropdown,
.has-submenu:hover .nav-submenu-toggle,
.has-submenu.open .nav-submenu-toggle,
.nav-links a:hover {
  color: var(--orange);
}

.nav-actions {
  display: flex;
  gap: 12px;
}

.btn {
  min-height: 44px;
  border-radius: 8px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 1px solid transparent;
  padding: 0 20px;
  font-weight: 800;
  font-size: 14px;
  white-space: nowrap;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-orange {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 10px 22px rgba(255, 101, 8, 0.25);
}

.btn-outline {
  border-color: var(--navy);
  color: var(--navy);
  background: var(--white);
}

.btn-outline-light {
  border-color: rgba(255, 255, 255, 0.8);
  color: var(--white);
  background: rgba(255, 255, 255, 0.05);
}

.btn-navy {
  color: var(--white);
  background: var(--navy);
}

.btn-small {
  min-height: 34px;
  padding: 0 13px;
  font-size: 12px;
}

.btn-large {
  min-height: 56px;
  padding: 0 26px;
  font-size: 16px;
}

.mega-panel {
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  width: min(760px, calc(100vw - 48px));
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 22px;
  padding: 22px;
  background: var(--white);
  border: 1px solid rgba(10, 31, 68, 0.08);
  border-radius: 8px;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s ease, transform 0.2s ease;
}

.mega-panel::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: -14px;
  height: 14px;
}

.has-mega:hover .mega-panel,
.has-mega.open .mega-panel {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

.submenu-panel {
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  width: 250px;
  padding: 10px;
  background: var(--white);
  border: 1px solid rgba(10, 31, 68, 0.08);
  border-radius: 8px;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s ease, transform 0.2s ease;
}

.submenu-panel::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: -14px;
  height: 14px;
}

.submenu-panel a {
  display: block;
  padding: 11px 12px;
  border-radius: 6px;
  color: var(--ink);
  font-weight: 700;
}

.submenu-panel a:hover {
  background: #fff1df;
  color: var(--orange);
}

.has-submenu:hover .submenu-panel,
.has-submenu.open .submenu-panel {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

.mega-column {
  min-width: 0;
  padding-right: 16px;
  border-right: 1px solid var(--line);
}

.mega-column:last-child {
  border-right: 0;
  padding-right: 0;
}

.mega-column h3 {
  color: var(--orange);
  font-size: 13px;
  text-transform: uppercase;
  margin: 0 0 14px;
}

.mega-column a {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 8px 0;
  color: var(--ink);
}

.mega-column strong,
.mega-column small {
  display: block;
}

.mega-column strong {
  font-size: 13px;
}

.mega-column small {
  color: #333b4b;
  font-size: 11px;
  margin-top: 3px;
}

.expert-box {
  padding: 16px;
  border-radius: 8px;
  background: #fff1df;
  display: grid;
  gap: 8px;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  place-items: center;
  padding: 10px;
}

.menu-toggle span {
  width: 20px;
  height: 2px;
  background: var(--navy);
  display: block;
  margin: 3px 0;
}

.hero {
  position: relative;
  min-height: 575px;
  overflow: hidden;
  padding-bottom: 42px;
  background: linear-gradient(100deg, #fff 0%, #fff 44%, #f5f7fb 44%, #eef4fb 100%);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, rgba(255,255,255,0.98) 0%, rgba(255,255,255,0.96) 42%, rgba(255,255,255,0) 42.2%);
  z-index: 1;
}

.hero-media {
  position: absolute;
  inset: 0 0 0 38%;
  clip-path: polygon(15% 0, 100% 0, 100% 100%, 0 100%);
  background: var(--navy);
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-grid {
  position: relative;
  z-index: 2;
  min-height: 575px;
  display: grid;
  grid-template-columns: minmax(300px, 500px);
  align-items: center;
  gap: 40px;
}

.eyebrow {
  display: inline-flex;
  padding: 7px 12px;
  border-radius: 999px;
  color: var(--teal);
  background: rgba(8, 124, 98, 0.1);
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 18px;
}

.hero h1 {
  margin: 0;
  font-size: clamp(42px, 5vw, 62px);
  line-height: 1.08;
  max-width: 560px;
}

.hero h1 span {
  color: var(--amber);
  display: block;
}

.hero p {
  color: var(--navy);
  font-size: 17px;
  line-height: 1.65;
  max-width: 410px;
  margin: 22px 0 28px;
}

.hero-actions,
.hero-badges {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
}

.hero-badges {
  margin-top: 26px;
  gap: 13px;
  color: var(--navy);
  font-size: 17px;
  font-weight: 800;
}

.hero-badges span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding-right: 13px;
  border-right: 1px solid #b9c2d2;
}

.hero-badges span:last-child {
  border-right: 0;
}

.rate-badge {
  position: absolute;
  top: 76px;
  left: min(56vw, 650px);
  width: 174px;
  min-height: 174px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  align-content: center;
  text-align: center;
  background: radial-gradient(circle at 30% 30%, #f9d98f, #c1842b);
  border: 8px solid #f0c465;
  color: var(--navy);
  box-shadow: var(--shadow);
  z-index: 3;
}

.rate-badge small,
.rate-badge span,
.rate-badge em {
  display: block;
  font-weight: 800;
}

.rate-badge strong {
  font-size: 44px;
  line-height: 1;
}

.rate-badge em {
  width: 150px;
  margin-top: 7px;
  padding: 6px 8px;
  border-radius: 5px;
  background: var(--navy);
  color: var(--white);
  font-size: 12px;
  font-style: normal;
}

.feature-strip {
  margin-top: 0;
  padding-top: 22px;
  position: relative;
  z-index: 4;
}

.strip-card {
  background: var(--white);
  border: 1px solid rgba(10, 31, 68, 0.08);
  border-radius: 16px;
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  overflow: hidden;
}

.strip-card article {
  min-height: 108px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 9px 14px;
  align-content: center;
  padding: 20px;
  border-right: 1px solid #ead6bc;
}

.strip-card article:last-child {
  border-right: 0;
}

.strip-card i {
  grid-row: span 2;
}

.strip-card strong {
  font-size: 13px;
}

.strip-card span {
  color: var(--orange);
  font-size: 12px;
  font-weight: 800;
}

.section {
  padding: 42px 0 0;
}

.section-title {
  text-align: center;
  margin-bottom: 24px;
}

.section-title h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(24px, 3vw, 30px);
}

.section-title h2::after {
  content: "";
  display: block;
  width: 76px;
  height: 3px;
  margin: 12px auto 0;
  background: linear-gradient(90deg, transparent, var(--orange), transparent);
}

.section-title p {
  color: var(--muted);
  margin: 10px 0 0;
}

.align-left {
  text-align: left;
}

.align-left h2::after {
  margin-left: 0;
}

.requirement-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}

.requirement-card {
  min-height: 220px;
  border: 1px solid #f0c995;
  border-radius: 12px;
  background: linear-gradient(145deg, #fff8ef, #ffffff);
  color: var(--ink);
  padding: 22px 18px;
  display: grid;
  justify-items: center;
  align-content: start;
  text-align: center;
  gap: 12px;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border 0.2s ease;
}

.requirement-card:nth-child(even) {
  border-color: #c6d8ef;
  background: linear-gradient(145deg, #f3f8ff, #ffffff);
}

.requirement-card:hover,
.requirement-card.active {
  transform: translateY(-5px);
  box-shadow: 0 18px 34px rgba(10, 31, 68, 0.12);
  border-color: var(--orange);
}

.requirement-card strong {
  font-size: 16px;
}

.requirement-card span {
  color: #17253e;
  font-size: 14px;
  line-height: 1.5;
}

.requirement-card b {
  color: var(--orange);
  font-size: 28px;
  line-height: 1;
}

.process-section {
  padding-top: 28px;
}

.process-track {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
  position: relative;
}

.process-track article {
  position: relative;
  display: grid;
  grid-template-columns: 34px minmax(0, 1fr);
  align-items: start;
  text-align: left;
  padding: 0 14px;
}

.process-track article::after {
  content: "";
  position: absolute;
  top: 52px;
  right: -36px;
  width: 58px;
  border-top: 2px dashed var(--orange);
}

.process-track article:last-child::after {
  display: none;
}

.process-track span {
  grid-column: 1;
  grid-row: 2 / span 2;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--white);
  background: var(--orange);
  font-weight: 800;
}

.process-track i {
  grid-column: 1 / -1;
  width: 78px;
  height: 78px;
  margin: 0 auto 18px;
  border-radius: 50%;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 8px 24px rgba(10, 31, 68, 0.08);
}

.process-track strong {
  grid-column: 2;
  display: block;
  font-size: 15px;
}

.process-track p {
  grid-column: 2;
  color: #313d50;
  font-size: 13px;
  line-height: 1.55;
  margin: 8px 0 0;
}

.partners {
  padding: 28px 0 0;
}

.partners-card {
  padding: 22px;
  border-radius: 16px 16px 0 0;
  background: linear-gradient(180deg, #f3f6fa, #ffffff);
  border: 1px solid var(--line);
  text-align: center;
}

.partners-card h2 {
  margin: 0 0 18px;
  color: var(--navy);
}

.partner-logos {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  align-items: center;
}

.partner-logos span {
  min-height: 92px;
  display: grid;
  place-items: center;
  padding: 10px 16px;
  border-right: 1px solid #bfc8d8;
}

.partner-logos span:last-child {
  border-right: 0;
}

.partner-logos img {
  width: min(210px, 100%);
  height: 72px;
  object-fit: cover;
  object-position: center;
  border-radius: 6px;
}

.tools-section {
  padding: 58px 0;
  background: var(--soft);
}

.calculator-shell {
  display: grid;
  gap: 24px;
}

.calc-tabs {
  width: min(620px, 100%);
  margin: 0 auto;
  padding: 7px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  border: 1px solid rgba(255, 101, 8, 0.18);
  border-radius: 999px;
  background:
    radial-gradient(circle at 20% 20%, rgba(255, 196, 75, 0.22), transparent 28%),
    linear-gradient(135deg, #fff7ee, #eef6ff);
  box-shadow: 0 14px 32px rgba(10, 31, 68, 0.08);
}

.calc-tab {
  min-height: 48px;
  border: 0;
  border-radius: 999px;
  color: var(--navy);
  background: transparent;
  font-weight: 900;
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease, box-shadow 0.2s ease;
}

.calc-tab.active {
  color: var(--white);
  background: linear-gradient(135deg, var(--orange), var(--amber));
  box-shadow: 0 10px 22px rgba(255, 101, 8, 0.24);
}

.calculator-tab-panel {
  display: none;
}

.calculator-tab-panel.active {
  display: block;
}

.tools-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  gap: 28px;
  align-items: stretch;
}

.calculator-panel,
.calc-result,
.emi-result {
  padding: 28px;
  border-radius: 14px;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 12px 28px rgba(10, 31, 68, 0.08);
}

.calc-fields {
  display: grid;
  gap: 20px;
}

.calc-fields label {
  color: var(--navy);
  font-weight: 800;
  display: grid;
  gap: 8px;
}

.calc-fields select {
  min-height: 42px;
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--navy);
  background: var(--white);
  padding: 0 12px;
  font-weight: 700;
}

input[type="range"] {
  width: 100%;
  accent-color: var(--orange);
}

.calc-result {
  display: grid;
  align-content: center;
  gap: 18px;
  background: linear-gradient(145deg, var(--navy), var(--navy-2));
  color: var(--white);
}

.gold-result {
  background:
    radial-gradient(circle at 75% 20%, rgba(255, 196, 75, 0.22), transparent 32%),
    linear-gradient(145deg, var(--navy), var(--navy-2));
}

.emi-result small,
.calc-result small {
  color: #dce8f7;
  font-weight: 700;
}

.emi-result strong,
.calc-result strong {
  font-size: clamp(44px, 6vw, 64px);
  line-height: 1;
}

.emi-details {
  display: grid;
  gap: 12px;
}

.emi-details span {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding-top: 12px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.gold-loan-widget {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, 0.92fr);
  gap: 28px;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
  box-shadow: 0 12px 28px rgba(10, 31, 68, 0.08);
  overflow: hidden;
}

.gold-widget-title {
  grid-column: 1 / -1;
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 0 22px;
  border-bottom: 1px solid var(--line);
}

.gold-widget-title h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(22px, 2.4vw, 28px);
}

.gold-menu-button {
  width: 34px;
  height: 34px;
  border: 0;
  border-radius: 50%;
  color: var(--navy);
  background: transparent;
  font-size: 22px;
  cursor: pointer;
}

.gold-control-panel {
  padding: 26px 22px 28px;
}

.gold-input-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 38px minmax(0, 1fr);
  gap: 10px;
  align-items: end;
}

.gold-field {
  display: grid;
  gap: 7px;
  color: #53627a;
  font-size: 12px;
}

.gold-input {
  min-height: 50px;
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 0 14px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
}

.gold-input b {
  color: #1f88d8;
}

.gold-input input {
  width: 100%;
  min-width: 0;
  border: 0;
  outline: 0;
  color: var(--navy);
  font: inherit;
  background: transparent;
}

.gold-input input::placeholder {
  color: #8a96a9;
}

.gold-swap {
  width: 30px;
  height: 30px;
  margin-bottom: 10px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: #0a4b7c;
  background: #eef7ff;
  font-weight: 900;
}

.gold-control {
  margin-top: 24px;
}

.gold-control-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 10px;
  color: var(--navy);
  font-weight: 800;
}

.gold-inline-value {
  min-width: 156px;
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: flex-end;
  padding: 0 13px;
  border: 1px solid var(--line);
  border-radius: 10px;
  color: var(--navy);
  background: var(--white);
  font: inherit;
  font-weight: 700;
}

select.gold-inline-value {
  appearance: none;
  background:
    linear-gradient(45deg, transparent 50%, #8390a4 50%) calc(100% - 20px) 50% / 6px 6px no-repeat,
    linear-gradient(135deg, #8390a4 50%, transparent 50%) calc(100% - 15px) 50% / 6px 6px no-repeat,
    var(--white);
  padding-right: 36px;
}

.gold-control input[type="range"] {
  accent-color: #f7b500;
}

.gold-slider-labels {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  margin-top: 7px;
  color: #53627a;
  font-size: 12px;
}

.gold-action-row {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 18px;
  margin-top: 24px;
}

.gold-note {
  max-width: 360px;
  margin: 0;
  color: #5d6a7f;
  font-size: 11px;
  line-height: 1.35;
}

.gold-apply {
  min-width: 156px;
  min-height: 52px;
  justify-content: center;
  border-radius: 999px;
  border: 0;
  color: var(--white);
  background:
    linear-gradient(135deg, #ff6508 0%, #ff9f1c 52%, #ffc44b 100%);
  box-shadow:
    0 16px 30px rgba(255, 101, 8, 0.32),
    0 0 0 5px rgba(255, 196, 75, 0.18);
  font-size: 15px;
  font-weight: 900;
  letter-spacing: 0;
  white-space: nowrap;
  transform: translateY(0);
}

.gold-apply:hover,
.gold-apply:focus-visible {
  color: var(--white);
  transform: translateY(-2px);
  box-shadow:
    0 20px 36px rgba(255, 101, 8, 0.38),
    0 0 0 6px rgba(255, 196, 75, 0.24);
}

.gold-apply:focus-visible {
  outline: 3px solid rgba(10, 31, 68, 0.22);
  outline-offset: 3px;
}

.emi-inline-input {
  width: min(200px, 48%);
  min-width: 176px;
}

.emi-inline-input input {
  text-align: right;
}

.emi-action-row {
  align-items: center;
}

.emi-estimate {
  min-width: 0;
  display: grid;
  gap: 6px;
  color: var(--navy);
}

.emi-estimate small {
  color: #53627a;
  font-weight: 800;
}

.emi-estimate strong {
  color: var(--navy);
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1;
  overflow-wrap: anywhere;
}

.emi-estimate p {
  max-width: 340px;
  margin: 0;
  color: #5d6a7f;
  font-size: 11px;
  line-height: 1.35;
}

.gold-summary-card {
  min-height: 360px;
  margin: 22px 22px 22px 0;
  display: grid;
  grid-template-columns: minmax(120px, 0.78fr) minmax(0, 1.22fr);
  align-items: center;
  gap: 20px;
  padding: 30px;
  border-radius: 24px;
  background: #f4f7fb;
  min-width: 0;
}

.gold-donut {
  width: min(176px, 100%);
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: conic-gradient(#2b9cf0 var(--gold-principal-angle, 0deg), #f5b62d 0deg var(--gold-total-angle, 0deg), #d8d8d8 0deg);
}

.gold-donut span {
  width: 78%;
  aspect-ratio: 1;
  display: block;
  border-radius: 50%;
  background: #f4f7fb;
}

.gold-summary-content {
  min-width: 0;
  display: grid;
  gap: 14px;
  color: var(--navy);
}

.gold-summary-content small {
  color: #79879b;
  font-weight: 800;
}

.gold-summary-content strong {
  max-width: 100%;
  min-width: 0;
  color: var(--navy);
  font-size: clamp(22px, 2.4vw, 28px);
  line-height: 1.08;
  overflow-wrap: anywhere;
  font-variant-numeric: tabular-nums;
}

.gold-result-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 16px;
  margin-top: 18px;
  min-width: 0;
}

.gold-result-grid span {
  min-width: 0;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 5px;
  color: #6b788e;
  font-size: 12px;
}

.gold-result-grid i {
  width: 6px;
  height: 6px;
  margin-top: 5px;
  border-radius: 50%;
}

.principal-dot {
  background: #2b9cf0;
}

.interest-dot {
  background: #f5b62d;
}

.gold-result-grid b {
  grid-column: 2;
  min-width: 0;
  color: var(--navy);
  font-size: clamp(15px, 1.45vw, 17px);
  overflow-wrap: anywhere;
  font-variant-numeric: tabular-nums;
}

.emi-summary-card {
  grid-template-columns: 1fr;
  justify-items: center;
  text-align: center;
  gap: 24px;
}

.emi-donut {
  width: min(196px, 72%);
}

.emi-summary-content {
  width: 100%;
}

.emi-result-grid {
  width: 100%;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.emi-result-grid span {
  min-width: 0;
  display: grid;
  gap: 8px;
  justify-items: center;
  color: #6b788e;
}

.emi-result-grid i {
  width: 6px;
  height: 6px;
  margin-bottom: -14px;
  border-radius: 50%;
}

.emi-result-grid small {
  color: #6b788e;
  font-size: 12px;
  font-weight: 800;
}

.emi-result-grid b {
  max-width: 100%;
  color: var(--navy);
  font-size: clamp(15px, 1.55vw, 18px);
  overflow-wrap: anywhere;
  font-variant-numeric: tabular-nums;
}

.cta-band {
  color: var(--white);
  background:
    radial-gradient(circle at 52% 50%, rgba(255, 179, 61, 0.16), transparent 25%),
    linear-gradient(110deg, #052349, #092f5a 48%, #061b35);
  padding: 42px 0;
}

.cta-grid {
  display: grid;
  grid-template-columns: 1fr 260px 1fr;
  gap: 34px;
  align-items: center;
}

.cta-grid h2 {
  margin: 0 0 14px;
  color: #ffc44b;
}

.cta-grid ul {
  padding: 0;
  margin: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.cta-grid li::before {
  content: "✓";
  color: #ffc44b;
  font-weight: 900;
  margin-right: 8px;
}

.safe-seal {
  text-align: center;
  display: grid;
  justify-items: center;
  color: #ffc44b;
  text-transform: uppercase;
  font-weight: 900;
  letter-spacing: 0.5px;
}

.safe-seal i {
  width: 108px;
  height: 108px;
  color: #ffc44b;
  margin-bottom: 10px;
}

.safe-seal strong,
.safe-seal span {
  display: block;
  font-size: 20px;
}

.lead-form {
  border: 1px solid rgba(255, 196, 75, 0.8);
  border-radius: 12px;
  padding: 26px;
  display: grid;
  gap: 12px;
  background: rgba(255, 255, 255, 0.04);
}

.lead-form h2 {
  color: var(--white);
  margin-bottom: 0;
}

.lead-form p {
  margin: 0;
}

.lead-form input,
.lead-form select {
  min-height: 44px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 8px;
  padding: 0 14px;
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
}

.lead-form select {
  appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, #ffc44b 50%), linear-gradient(135deg, #ffc44b 50%, transparent 50%);
  background-position: calc(100% - 18px) 18px, calc(100% - 12px) 18px;
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
  padding-right: 38px;
}

.lead-form option {
  color: var(--ink);
}

.lead-form input::placeholder {
  color: rgba(255, 255, 255, 0.72);
}

.form-status {
  color: #ffc44b;
  font-weight: 800;
  min-height: 20px;
}

.faq-section {
  padding: 46px 0;
}

.faq-list {
  display: grid;
  gap: 12px;
  max-width: 780px;
  margin: 0 auto;
}

.faq-item {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  text-align: left;
  padding: 18px 20px;
  display: grid;
  gap: 8px;
  cursor: pointer;
}

.faq-item strong {
  color: var(--navy);
}

.faq-item span {
  color: var(--muted);
  line-height: 1.6;
  display: none;
}

.faq-item[aria-expanded="true"] span {
  display: block;
}

.page-main {
  background: var(--white);
}

.page-hero {
  color: var(--white);
  background:
    linear-gradient(110deg, rgba(6, 29, 63, 0.96), rgba(10, 49, 95, 0.88)),
    url("assets/gold-jewelry-hero.png") center / cover;
  padding: 86px 0 70px;
}

.page-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
  gap: 34px;
  align-items: end;
}

.page-kicker {
  display: inline-flex;
  color: #ffc44b;
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

.page-hero h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(38px, 5vw, 64px);
  line-height: 1.05;
}

.page-hero p {
  color: #e7eef8;
  max-width: 680px;
  margin: 20px 0 0;
  font-size: 18px;
  line-height: 1.65;
}

.page-hero-card {
  padding: 24px;
  border: 1px solid rgba(255, 196, 75, 0.45);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.08);
}

.page-hero-card strong {
  display: block;
  color: #ffc44b;
  font-size: 32px;
}

.page-hero-card span {
  display: block;
  color: #e7eef8;
  margin-top: 5px;
}

.page-section {
  padding: 58px 0;
}

.page-section.alt {
  background: var(--soft);
}

.page-section h2 {
  margin: 0 0 18px;
  color: var(--navy);
  font-size: clamp(26px, 3vw, 38px);
}

.page-section p {
  color: #334057;
  line-height: 1.75;
}

.page-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.page-card {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--white);
  box-shadow: 0 12px 28px rgba(10, 31, 68, 0.07);
}

.page-card h3 {
  margin: 0 0 10px;
  color: var(--navy);
}

.metric-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
}

.metric-card {
  padding: 20px 14px;
  border-radius: 10px;
  background: var(--white);
  border: 1px solid var(--line);
  text-align: center;
}

.metric-card strong {
  display: block;
  color: var(--orange);
  font-size: 25px;
}

.metric-card span {
  display: block;
  color: var(--navy);
  font-size: 12px;
  font-weight: 800;
  margin-top: 7px;
  text-transform: uppercase;
}

.pillar-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.pillar-card {
  padding: 22px;
  border-radius: 12px;
  background: linear-gradient(145deg, #fff8ef, #ffffff);
  border: 1px solid #f0c995;
}

.pillar-card strong {
  display: block;
  color: var(--navy);
  font-size: 17px;
  margin-bottom: 8px;
}

.plain-list {
  padding: 0;
  margin: 14px 0 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.plain-list li::before {
  content: "✓";
  color: var(--orange);
  font-weight: 900;
  margin-right: 8px;
}

.timeline-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 14px;
}

.timeline-step {
  padding: 20px;
  border-radius: 12px;
  background: var(--navy);
  color: var(--white);
}

.timeline-step span {
  color: #ffc44b;
  font-weight: 900;
}

.timeline-step strong {
  display: block;
  margin-top: 10px;
}

.team-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 16px;
}

.team-card {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 4px 20px;
  align-items: start;
  padding: 24px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: var(--white);
  box-shadow: 0 12px 28px rgba(10, 31, 68, 0.07);
}

.team-avatar {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--white);
  background: linear-gradient(135deg, var(--orange), var(--amber));
  font-weight: 900;
  grid-row: span 4;
}

.team-card h3 {
  margin: 0;
  color: var(--navy);
}

.team-card .role {
  color: var(--orange);
  font-weight: 900;
  margin: 6px 0 12px;
}

.team-card p {
  margin: 0;
}

.team-card .experience-line {
  margin: 0 0 10px;
  color: #26364f;
  font-weight: 800;
}

.page-cta {
  color: var(--white);
  background: linear-gradient(110deg, #052349, #092f5a 48%, #061b35);
  padding: 48px 0;
}

.page-cta .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.page-cta h2 {
  margin: 0;
  color: #ffc44b;
}

.page-cta p {
  color: #e7eef8;
  margin: 8px 0 0;
}

.footer {
  color: var(--white);
  background: linear-gradient(120deg, #111820, #202b34);
}

.footer-grid {
  padding: 36px 0 26px;
  display: grid;
  grid-template-columns: 1.5fr 0.8fr 1fr 1fr;
  gap: 34px;
}

.footer-brand strong,
.footer-brand small {
  color: var(--white);
}

.footer p {
  color: #d1d6de;
  line-height: 1.65;
  max-width: 320px;
}

.footer h3 {
  margin: 0 0 12px;
  font-size: 15px;
}

.footer-contact h3:not(:first-child) {
  margin-top: 18px;
}

.hours-details {
  margin-top: 18px;
}

.hours-details summary {
  color: var(--white);
  cursor: pointer;
  font-size: 15px;
  font-weight: 800;
  list-style-position: outside;
}

.hours-details summary::marker {
  color: #ffc44b;
}

.footer a,
.footer span {
  color: #e9eef5;
  display: block;
  font-size: 14px;
  margin: 7px 0;
}

.footer .footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 12px;
}

.footer .footer-brand .brand-logo {
  width: 50px;
  height: 50px;
  display: block;
  object-fit: contain;
  margin: 0;
}

.footer .footer-brand > span {
  display: block;
  margin: 0;
}

.footer .footer-brand strong {
  display: block;
  color: var(--white);
  font-size: 31px;
  font-style: italic;
  line-height: 1;
}

.footer .footer-brand strong span {
  display: inline;
  color: var(--orange);
  font-size: inherit;
  margin: 0;
}

.footer .footer-brand small {
  display: block;
  color: var(--white);
  font-size: 12px;
  font-weight: 500;
  margin: 4px 0 0;
}

.hours-list {
  display: grid;
  gap: 6px;
}

.hours-list span {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 10px;
  margin: 0;
}

.hours-list b {
  color: #ffc44b;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 16px 0;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  color: #d1d6de;
  font-size: 13px;
}

.footer-bottom a,
.footer-bottom span {
  display: inline;
  font-size: inherit;
}

i[data-icon] {
  width: 28px;
  height: 28px;
  flex: 0 0 auto;
  display: inline-grid;
  place-items: center;
  color: var(--orange);
}

i[data-icon] svg {
  width: 100%;
  height: 100%;
  stroke: currentColor;
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.trust-bar i[data-icon] {
  color: #ffc44b;
  width: 20px;
  height: 20px;
}

@media (max-width: 1100px) {
  .trust-content {
    flex-wrap: wrap;
    justify-content: center;
    padding: 10px 0;
  }

  .support-link {
    margin-left: 0;
  }

  .nav-links {
    gap: 16px;
  }

  .strip-card,
  .requirement-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .strip-card article {
    border-bottom: 1px solid #ead6bc;
  }

  .cta-grid {
    grid-template-columns: 1fr 1fr;
  }

  .safe-seal {
    order: 3;
    grid-column: span 2;
  }
}

@media (max-width: 900px) {
  #home,
  #benefits,
  #requirements,
  #process,
  #partners,
  #calculator,
  #why,
  #faq,
  #contact,
  #lead-form {
    scroll-margin-top: 96px;
  }

  .container {
    width: min(100% - 28px, 760px);
  }

  .menu-toggle {
    display: block;
  }

  .main-menu {
    position: fixed;
    inset: 82px 0 auto;
    height: calc(100vh - 82px);
    overflow: auto;
    display: none;
    background: var(--white);
    padding: 22px 20px 36px;
    align-items: stretch;
    justify-content: flex-start;
    flex-direction: column;
    box-shadow: var(--shadow);
  }

  .main-menu.open {
    display: flex;
  }

  .nav-links,
  .nav-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .nav-links {
    gap: 4px;
  }

  .nav-links a,
  .nav-dropdown,
  .nav-submenu-toggle {
    width: 100%;
    min-height: 44px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    border-bottom: 1px solid var(--line);
  }

  .mega-panel {
    position: static;
    transform: none;
    width: 100%;
    display: none;
    grid-template-columns: 1fr;
    opacity: 1;
    pointer-events: auto;
    box-shadow: none;
    border-radius: 0;
    padding: 12px 0;
  }

  .has-mega.open .mega-panel {
    display: grid;
    transform: none;
  }

  .submenu-panel {
    position: static;
    transform: none;
    width: 100%;
    display: none;
    opacity: 1;
    pointer-events: auto;
    box-shadow: none;
    border-radius: 0;
    padding: 8px 0;
  }

  .has-submenu.open .submenu-panel {
    display: block;
    transform: none;
  }

  .mega-column {
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 0 0 12px;
  }

  .hero {
    min-height: auto;
    background: var(--white);
  }

  .hero::before {
    background: linear-gradient(180deg, rgba(255,255,255,0.94) 0%, rgba(255,255,255,0.86) 56%, rgba(255,255,255,1) 100%);
  }

  .hero-media {
    inset: 0;
    clip-path: none;
    opacity: 0.58;
  }

  .hero-grid {
    min-height: 640px;
    grid-template-columns: 1fr;
    align-content: center;
  }

  .rate-badge {
    position: static;
    justify-self: start;
    width: 142px;
    min-height: 142px;
  }

  .rate-badge strong {
    font-size: 35px;
  }

  .feature-strip {
    margin-top: 0;
    padding-top: 20px;
  }

  .process-track,
  .partner-logos,
  .tools-grid,
  .footer-grid,
  .page-hero-grid,
  .page-grid,
  .pillar-grid,
  .team-grid {
    grid-template-columns: 1fr 1fr;
  }

  .metric-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .timeline-grid {
    grid-template-columns: 1fr;
  }

  .gold-loan-widget {
    grid-template-columns: 1fr;
  }

  .gold-summary-card {
    margin: 0 22px 22px;
  }

  .page-cta .container {
    align-items: flex-start;
    flex-direction: column;
  }

  .process-track article::after {
    display: none;
  }
}

@media (max-width: 640px) {
  #home,
  #benefits,
  #requirements,
  #process,
  #partners,
  #calculator,
  #why,
  #faq,
  #contact,
  #lead-form {
    scroll-margin-top: 76px;
  }

  .trust-content span:not(.support-link) {
    display: none;
  }

  .nav-content {
    min-height: 72px;
  }

  .main-menu {
    inset: 72px 0 auto;
    height: calc(100vh - 72px);
  }

  .brand strong {
    font-size: 25px;
  }

  .brand small {
    font-size: 10px;
  }

  .brand-logo {
    width: 44px;
    height: 44px;
  }

  .footer .footer-brand .brand-logo {
    width: 44px;
    height: 44px;
  }

  .footer .footer-brand strong {
    font-size: 25px;
    line-height: 1;
  }

  .footer .footer-brand small {
    font-size: 10px;
  }

  .hero-grid {
    min-height: 590px;
    padding: 38px 0;
  }

  .hero h1 {
    font-size: 39px;
  }

  .hero p {
    font-size: 15px;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .hero-badges {
    font-size: 14px;
  }

  .strip-card,
  .requirement-grid,
  .process-track,
  .partner-logos,
  .tools-grid,
  .cta-grid,
  .footer-grid,
  .page-hero-grid,
  .page-grid,
  .pillar-grid,
  .team-grid,
  .metric-grid {
    grid-template-columns: 1fr;
  }

  .page-hero {
    padding: 54px 0 48px;
  }

  .strip-card {
    border-radius: 12px;
  }

  .strip-card article {
    min-height: auto;
    border-right: 0;
  }

  .requirement-card {
    min-height: 184px;
  }

  .partner-logos span {
    border-right: 0;
    border-bottom: 1px solid #bfc8d8;
  }

  .partner-logos span:last-child {
    border-bottom: 0;
  }

  .calculator-panel,
  .calc-result,
  .emi-result,
  .lead-form {
    padding: 22px;
  }

  .calc-tabs {
    grid-template-columns: 1fr;
    border-radius: 18px;
  }

  .calc-tab {
    border-radius: 12px;
  }

  .gold-widget-title,
  .gold-control-panel {
    padding-left: 18px;
    padding-right: 18px;
  }

  .gold-input-row,
  .gold-summary-card,
  .gold-result-grid {
    grid-template-columns: 1fr;
  }

  .gold-swap {
    margin: 0 auto;
  }

  .gold-control-header,
  .gold-action-row {
    align-items: stretch;
    flex-direction: column;
  }

  .gold-inline-value,
  .gold-apply,
  .emi-inline-input {
    width: 100%;
    min-width: 0;
  }

  .gold-summary-card {
    min-height: auto;
    justify-items: center;
    text-align: center;
    padding: 28px 18px;
  }

  .gold-donut {
    width: 160px;
  }

  .emi-donut {
    width: 174px;
  }

  .emi-result-grid {
    grid-template-columns: 1fr;
  }

  .team-card {
    grid-template-columns: 1fr;
  }

  .team-avatar {
    grid-row: auto;
  }

  .safe-seal {
    grid-column: auto;
  }

  .footer-bottom {
    flex-direction: column;
  }
}