About OnnTime Solutions

A technology-led last-mile fintech distribution platform.

OnnTime Solutions bridges banks, NBFCs and underserved Bharat through a network-first operating model built across gold loan sourcing, e-KYC, account opening, CSP services and assisted financial distribution.

2020Founded in Delhi NCR 10 statesNorth India-led operating footprint

Who We Are

OnnTime Solutions is a Delhi NCR-headquartered fintech aggregator and distribution partner for leading banks and NBFCs. The company supports account opening, e-KYC, lending, CSP-led services and last-mile customer acquisition.

OnnTime does not operate as a bank or NBFC. Its role is to connect customers, retail outlets and financial institutions through trained field teams, CSPs and partner-approved processes.

Our Mission

To empower every individual in India with easy, transparent access to a full suite of financial services, built on ethical standards, local trust and practical technology.

Our Vision

To become one of India’s most trusted technology aggregators, delivering an end-to-end financial services ecosystem for banks, NBFCs and last-mile customers.

Company Snapshot

250+Active CSPs
₹20 Cr+Monthly gold loan run-rate
35+Leadership years
10States covered
24hTypical onboarding TAT
9.25%Gold loan starting rate p.a.

What We Do

Gold Loan Sourcing

Lead generation, document collection, balance transfers, top-ups, repayments and partner handoff through trained teams.

Account Opening & e-KYC

CSP-led savings/current account support, digital e-KYC, biometric verification and doorstep document collection.

CRA / DSA Services

Lead sourcing across credit cards, home loans, LAP, personal loans, business loans and gold loans.

Aggregator Platform

A single portal for CSPs and merchants to offer AEPS, DMT, micro ATM, PAN, IRCTC, insurance, utility bills and BBPS services.

Where We Operate

OnnTime is active across Delhi NCR, Punjab, Haryana, Uttar Pradesh, Uttarakhand, Bihar, West Bengal, Gujarat, Rajasthan, Madhya Pradesh and Maharashtra, with a strong North India concentration.

Operating Model

01Partner onboarding
02Network activation
03Lead sourcing
04Fulfilment & KYC
05Servicing & recovery

Why It Matters

India’s financial-inclusion economy needs distribution partners that can operate beyond branches. OnnTime combines local CSP presence, trained field officers, partner protocols and technology-enabled workflows to make acquisition and servicing more repeatable.

Differentiators

  • Distribution-led operating DNA
  • ₹20 Cr+ monthly gold loan run-rate
  • Multi-product fintech distribution breadth
  • Deep North India operating strength
  • Compliance-first partner workflows

Build last-mile financial distribution with OnnTime.

Talk to the team for bank/NBFC partnerships, CSP distribution and gold loan sourcing support.

Talk to Expert