Leadership Team

Experienced operators across logistics, banking, lending, legal, technology and distribution.

OnnTime’s leadership combines field execution, banking exposure, technology-led distribution, legal oversight and network-building experience to operate a compliance-first fintech aggregation model.

35+ yrsCombined leadership experience 250+Active CSP network supported

Founders & Senior Leaders

MK

Mukesh Kumar

Co-founder & Chief Strategy Officer (CSO)

Experience: Logistics, warehousing, distribution, e-commerce operations and technology-enabled network execution.

16+ years across warehousing, distribution, logistics and e-commerce. Career experience includes ITC, Landmark Group and scaled operations across high-volume distribution environments.

AK

Amit Singh Tomar

Founder & Chief Executive Officer (CEO)

Experience: Banking, fintech distribution, lending partnerships, field networks and technology-led aggregation.

Founder of OnnTime Solutions with prior exposure at Reliance FINO Payment Bank and deep experience building distribution-led operating models. Leads strategy, partnerships and growth direction.

ZH

Zakir Husain

Chief Legal Officer (CLO)

Experience: Legal, compliance, partnership documentation, dispute matters and regulatory process oversight.

Advocate practising at the Supreme Court of India. Provides legal counsel on compliance, partnership documentation and dispute matters.

ZH

Deepak Budakoti

Chief Technology Officer (CTO)

Experience: Technology leadership, Digital transformation, Mobile Apps, AI Implementation and Product Management.

18+ years into tech companies, Ex-Google Onsite (TVC HCL Tech), Appster, Airtel into technology and commercial domain .

ZH

Narender Kumar

Technology Partner

Experience: Mobile Apps - iOS and Android, AI Implementation, Data Security and Technical Architect.

13+ years into tech companies building products and providing technical consultancies to various start-ups globally .

V

Vikrant

Head — Gold Loan Operations

Experience: Banking, gold loan operations, lender coordination, field readiness and process technology adoption.

8+ years in banking and gold loan operations. Leads gold loan process execution, partner branch coordination, field readiness and customer handoff quality.

Leadership Focus

The leadership mandate is practical: scale distribution while keeping partner protocols, customer communication and compliance discipline clear at every handoff.

Operating Strengths

  • Banking and gold loan process familiarity
  • Logistics-scale distribution execution
  • Legal and documentation oversight
  • Feet-on-street and CSP network activation
  • Partner-approved KYC and sourcing workflows

How the Team Works

OnnTime’s team coordinates bank/NBFC partnerships, field officer deployment, CSP onboarding, documentation, lead sourcing and customer servicing. Each function is designed around partner-led fulfilment rather than direct lending.

Governance Orientation

The operating model emphasises training, auditability, documentation and clear customer communication so that OnnTime remains positioned as an aggregator and assistance partner.

Speak with the OnnTime leadership team.

For partnerships, gold loan sourcing, CSP network expansion and fintech distribution mandates.

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