Transparent gold loan aggregation support

Get Instant Gold Loan at Better Rates

OnnTime helps customers compare and connect with trusted bank and NBFC partners for new gold loans, refinance and transfer assistance. We are an aggregator and assistance partner, not a bank or NBFC.

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100% Safe Transparent Reliable

BC Banking partner network

Grow Together as a Business Partner

Turn your existing shop into an OnnTime merchant point and offer assisted banking across India’s underserved regions. More than 89 merchant points are live across North and South India, and we are extending pan-India.

Explore BC Banking ↗ Become a Partner

89+ Merchant Points North & South India Earn per transaction

Interest Starting at 0.77% p.m.9.25% per annum

15 Minutes Fund DisbursalQuick partner processing

Maximum Value for Your GoldFair valuation support

Gold Stored by Lending PartnerSecure partner custody

Zero PaperworkFull digital process

Choose your requirement

How it works

1Share Your Requirement

Tell us your loan amount and requirement.

2Get Best Offer

We help compare available bank/NBFC partner offers.

3Visit Lending Partner

Quick verification and secure gold valuation.

4Get Funds Quickly

Funds disbursed in as fast as 15 minutes.

Our Trusted Banking Partners

Loan Calculators

Estimate gold loan eligibility or monthly EMI before speaking with an OnnTime expert.

Amount ₹ Gold Weight g

Gold Purity 22 KT

18 KT24 KT

Tenure

3 Months12 Months

Rate of Interest 8.5

8%17%

The market value of your gold is calculated using a reference 22 carat gold rate. You can avail a maximum loan up to 75% of the assessed market value, subject to lender checks and gold quality.

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Payable Amount ₹0.00

Principal:₹0 Interest:₹0

Why Choose OnnTime?

Aggregator network with top banks & NBFCs
Expert team for end-to-end assistance
Transparent process with no hidden charges
Your gold is handled and stored by the selected lending partner

Safe Gold Secure Future

FAQs

How fast can I get funds?Partner disbursal can be completed in as fast as 15 minutes after verification. Where is my gold stored?Your gold is stored securely by the selected lending partner as per its process and policies. Can I transfer an existing gold loan?Yes, OnnTime helps compare refinance and transfer options from partner institutions. OnnTime does not lend directly.

For Customers

Why Choose OnnTime

Tools & Support